Farm Cyber Protection™
Family and Farm. Together.
Specifically designed to seamlessly address the combined personal and commercial exposures uniquely associated with Farms. Covers anything connected to the internet including the following Internet of Things exposures: Cloud based storage, GPS equipment, harvesters, drone guidance systems, planting and seeding systems, application controls, yield monitoring, water management data storage systems, wireless networks for soil testing, and hydration and crop measurements; except as addressed by product warranties. Farm Cyber provides the standard business coverages that should be part of any commercial cyber product.
How We Protect You and Your Farm
Farm Cyber Protection™ also provides many other coverages in a seamless fashion to cover both commercial and personal exposures on one complete form specifically designed for farm:
EXTORTION THREATExpenses or ransom paid for threats to create a home network disruption or a privacy breach.
CYBER BULLYING RESPONSEProfessional counseling, temporary relocation expenses, tuition expense, tutoring costs
IDENTITY THEFTAllows carrier partners to consolidate any separately offered ID Theft into this larger / broader endorsement offering
INTERNET CLEAN UPExpenses associated with removing false statements about you on the Internet
SYSTEM COMPROMISEData recovery costs and/or systems restoration needs
COVERAGES - First Discovered Trigger
First Party Privacy Breach
Limits up to $250K
- Notification Expenses
- Monitoring Expenses
- Crisis Management Expenses
- Regulatory Proceeding Claims Expenses and Fines
- Data Replacement
- PCI Fines
Third Party Liability
Limits up to $1M
- Media Wrongful Acts
- Network Security Wrongful Acts
- Privacy Wrongful Acts
10 REASONS YOU NEED FARM CYBER PROTECTION™Click to Learn More
YOUR FARM & FAMILY EXPOSED
Protect your family farm from an ever growing and real threat.
FARMS ARE NOT IMMUNE
The FBI & USDA advise farms are increasingly vulnerable to cyber-attacks with reliance on more digitized data.
EVERYONE IS A TARGET -- NO ONE IS IMMUNE
The more family farms rely on technology, the more they are at risk.
Personal Lines exposures are evolving faster than commercial, for example, cyber bullying is a real and increasingly worrisome threat.
THE THREAT IS REAL
The bad guys are using the same tricks & scam (phishing, ransomware, etc.) on family farms that they are using on other businesses.
IT CAN HAPPEN TO ANYONE
We are connected like never before. Connected devices are growing at an unprecedented rate with the expectation of 34 billion devices connected by 2020 vs. the 10 billion that were connected in 2015.
CHECK YOUR INBOX
Nearly 300 Billion Emails are sent each day and 90% of those are SPAM and/or virus phishing. Clicking an email link accounted for 88% of all phishing.
The average extortion attempt is between $200 & $1,200. Ransomware has gone up 300% from 2015 to 2016.
The average internet crime loss costs $3,718B.
According to the 2016 Verizon Data Breach Investigations Report, 63% of confirmed data breaches involved weak, default or stolen passwords.
UNIQUE PARTNER BENEFITS
- Specifically designed for personal & commercial farm exposures
- Addresses family farm concerns
COMPLETE TURNKEY PACKAGE
- Rates, forms, manuals and guidelines
- Filing support
- Claims training and consultation
- Marketing support and underwriting training
- Granular pricing specific to risk exposure
SIMPLICITY & FLEXIBILTY
- Broad coverages
- Composite pricing
- First Discovered Trigger
- I/T friendly
- Highly adaptable
- Multiple coverage options
- Quota Share